Before you start touring homes, it’s important to know where you stand financially. Checking your credit report gives you a clear picture of your credit health and helps you correct any errors that could affect your loan approval.
Once you know your credit score, the next step is getting pre-approved for a mortgage. A pre-approval letter from a trusted lender shows sellers you’re serious, helps you understand your price range, and can make your offer stronger in a competitive market.
Benefits of Getting Pre-Approved:
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Know exactly how much you can afford before you shop
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Save time by focusing on homes in your budget
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Increase your negotiating power with sellers
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Identify any credit issues early so you can address them
Pro Tip: Don’t open new credit accounts or make large purchases during the home-buying process, as this can affect your approval.
Need help connecting with a reliable lender or reviewing your credit report? I can recommend trusted professionals to guide you through the process.
📞 Call/Text: (817) 791-0631
📧 Email: robertwagner@judgefite.com
